• What you get with CAREspondent Lending

    • Get loans off your books in as little as 1 day. Average 5-6 calendar days
    • Fast turn times for lower carrying costs
    • The price quoted is the price paid
    • SIME – Servicing Intelligence Made Easy
    • A Top 15 Ginnie Mae issuer
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    You are selling $10MM in loans. Quick. How many homes is that?

    • Get loans off your books in as little as 1 day. Average 5-6 calendar days
    • Lower your carrying costs
    • Help you find more cash to grow your company
    • Learn how to get better pricing from us and from all your investors
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    You’re not selling a loan, you’re handing over someone’s home.

    • Servicing of loan by us, and you keep your clients
    • Get loans off your books in as little as 1 day. Average 5-6 calendar days
    • With co-branding, we service the loans, you keep your clients
    • Help you find more cash to grow your company
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    CAREspondent Lending


    { Term commonly used to describe the arm of TMS that is able to grow happiness for those wishing to avoid run-of-the-mill correspondent treatment. }

    When it comes to correspondent lending, TMS is a totally different kind of company. We speak a different language. We do business in a different way. And everything we do revolves around a single mission: Grow Happiness.

    Let’s face it, too often correspondent lending can seem like a commodity. A rate is a rate is a rate. We have great rates too, but after 20 years of doing business we’ve come to learn that we’re not trading loans and rates, what we are really trading are people’s homes.

    At TMS, we invest in happiness for all… To experience the difference TMS CAREspondent Lending can bring, call 888.713.5626 or sign up now.

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    With co-branding, we service the loans, you keep your clients

    We are a true partner with you.

    • Monthly mortgage statements that feature your logo and info prominently
    • In-house, high tech/high touch servicing
    • We Provide Lead Generation Opportunities
    BECOME A MEMBER

    The Power of TMS CAREspondent

    We are a world class national correspondent investor and mortgage loan servicer.

    • TMS is a Top 15 Buyer
    • Get loans off your books in as little as 1 day. Average 5-6 calendar days
    • Minimal overlays–you drive your own credit culture
    BECOME A MEMBER

    KISS. Acronym used for our LOS because it Keeps It Super Simple

    • Price, lock and deliver loans all in one system
    • Bulk upload dozens of files in seconds
    • Real-time status and conditions
    • Easily create and manage users
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    This website is intended for the exclusive use of mortgage professionals only and is not for use by consumers. Information contained on this website is not considered an advertisement for consumer credit pursuant to Regulation Z, 12 C.F.R. § 1026.24. Information, rates, and data are subject to change without notice. Other restrictions and limitations may apply. All Rights Reserved.