24hr Turntastic Turn Times Guarantee

    TMS is the only lender in the industry to offer guaranteed 24-hour turn times on Initial Funding Review.

    TMS + Ellie Mae bring you

    Turn Times that are even more Turntastic

    TMS is the first to partner with Ellie Mae to bring you Encompass Investor Connect™ – which allows all borrower information to be seamlessly transferred to the investor system with just the push of a button.

    Thank you to all of our partners
    for making TMS one of the

    Top Government Loan Buyers in 2020

    You are selling $10MM in loans.

    Quick. How many homes is that?

    • Get loans off your books in 6 days or less
    • Lower your carrying costs
    • Learn how to get better pricing from us and from all your investors
    • Help you find more cash to grow your company

    CAREspondent Lending

    { Term commonly used to describe the arm of TMS that is able to grow happiness for those wishing to avoid run-of-the-mill correspondent treatment. }

    When it comes to correspondent lending, TMS is a totally different kind of company. We speak a different language. We do business in a different way. And everything we do revolves around a single mission: Grow Happiness.

    Let’s face it, too often correspondent lending can seem like a commodity. A rate is a rate is a rate. We have great rates too, but after 20 years of doing business we’ve come to learn that we’re not trading loans and rates, what we are really trading are people’s homes.
    At TMS, we invest in happiness for all…

    • We grow happiness for our customers by leveraging our 20 years of experience to help you prosper
    • We grow happiness for your customers by providing the best subservicing platform in the business
    • And we grow happiness for ourselves by being a #1 place to work, having a top-rated CEO on Glassdoor, and a team with the experience, tools and technology to take care of customers in the best possible way.

    To experience the difference TMS CAREspondent Lending can bring, call 888.713.5626 or sign up now.

    What you get with CAREspondent Lending

    Become a Partner

    With co-branding,
    we service the loans,
    you keep your clients

    We are a true partner with you.

    • Monthly mortgage statements that feature your logo and info prominently
    • In-house, high tech/high touch servicing
    • We Provide Lead Generation Opportunities

    The Power of TMS CAREspondent

    We are a world class national correspondent investor and mortgage loan servicer.

    • TMS is a Top 15 Buyer
    • Get loans off your books in as little as 1 day. Average 5-6 calendar days
    • Minimal overlays–you drive your own credit culture

    KISS. Acronym used for our LOS because it Keeps It Super Simple

    • Price, lock and deliver loans all in one system
    • Bulk upload dozens of files in seconds
    • Real-time status and conditions
    • Easily create and manage users


    with Servicing Intelligence Made Easy


    complicated goodbye

    Price, lock and deliver loans in the super simple way


    Stories from CAREspondent Connection

    Grow your business
    The little metric that could have major impact on your business

    When the Dust Settles: 3 Tips for a Post-Refi World
    All about the customer
    Reaching Out to Those in Need: TMS’s CAREspondent Team Triples Charitable Donations

    Operation Little Guy: How TMS Can Help You Become a Fully Delegated Lender
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