About Us

This is a big year for TMS. Celebrating 20 years of serving borrowers is one thing, but celebrating 20 years of helping people grow happiness is quite another.

To do that, Grow Happiness has to be more than just a catchy slogan. We’ve built our entire company around that thought. It’s a mantra for every one of us who carries a TMS business card. And it is carried throughout the entire CAREspondent process. Truth be told, we don’t know of any other way to do business.

Here are just some of the advantages of being a member of our CAREspondent family…

  • We are an Approved GNMA Issuer
  • We are an Approved Fannie Mae Seller/Servicer
  • We are an Approved Freddie Mac Seller/Servicer
  • We service all our loans (we don’t sell loans to other aggregators)
  • Delegated underwriting to approved lenders
  • Average 5-day turn time on purchasing 24-hour initial review